Credit reporting errors come in many forms including:

  • Accounts that are current, but are reported as past due
  • Old accounts that should have been removed
  • Misreporting account status following bankruptcy
  • Re-aging  accounts – i.e., making a debt look more recent than it really is
  • Including incorrect personal information
  • Closed accounts reported as open
  • Listing debt on your credit report that is more than 7 years old

A lowered credit score can harm you by:

  • Disqualifying you from obtaining a mortgage, or paying absurdly higher interest rates
  • Disqualifying you from purchasing a car, or paying absurdly high interest rates
  • Preventing you from obtaining a job
  • Denial of a rental application
  • Denial of insurance, or paying absurdly high premiums

Frequently Asked Questions:

Dublin Resources: 
School District of Upper Dublin – The School District of Upper Dublin provides a safe environment in which all students are respected, educated, encouraged, and challenged to become life-long learners within a global society.
Upper Dublin Public Library – The Upper Dublin Public Library connects people and ideas to educate, inspire and strengthen the Upper Dublin community. The Upper Dublin Public Library is a family place library building strong communities through early childhood development, parent education and family support.