Credit reporting errors come in many forms including:

  • Accounts that are current, but are reported as past due
  • Old accounts that should have been removed
  • Misreporting account status following bankruptcy
  • Re-aging  accounts – i.e., making a debt look more recent than it really is
  • Including incorrect personal information
  • Closed accounts reported as open
  • Listing debt on your credit report that is more than 7 years old

A lowered credit score can harm you by:

  • Disqualifying you from obtaining a mortgage, or paying absurdly higher interest rates
  • Disqualifying you from purchasing a car, or paying absurdly high interest rates
  • Preventing you from obtaining a job
  • Denial of a rental application
  • Denial of insurance, or paying absurdly high premiums

Frequently Asked Questions:

Middletown Township Resources:
Middletown Township Police Department – The Middletown Township Police Department motto “To Safeguard, Protect and Serve” essentially states the purpose of the Middletown Township Police Department. The Department safeguards lives and property, protects the right of all persons within its jurisdiction to be free from violence and criminal attack, to be secure in their possessions, and to live in peace and tranquility.

Fire Departments & Emergency Medical Services – The Penndel-Middletown Emergency Squad (Squad 168) is the emergency health care provider for Middletown Township and surrounding communities. The squad provides Advanced Life Support (ALS) units staffed with paramedics who can administer cardiac measures such as defibrillation and medicines.