Credit reporting errors come in many forms including:

  • Accounts that are current, but are reported as past due
  • Old accounts that should have been removed
  • Misreporting account status following bankruptcy
  • Re-aging  accounts – i.e., making a debt look more recent than it really is
  • Including incorrect personal information
  • Closed accounts reported as open
  • Listing debt on your credit report that is more than 7 years old

A lowered credit score can harm you by:

  • Disqualifying you from obtaining a mortgage, or paying absurdly higher interest rates
  • Disqualifying you from purchasing a car, or paying absurdly high interest rates
  • Preventing you from obtaining a job
  • Denial of a rental application
  • Denial of insurance, or paying absurdly high premiums

Frequently Asked Questions:

New Britain Township Resources:
Peaceful Living – Peaceful Living is a faith-based nonprofit organization which identifies and seeks to engage the gifts of adults with intellectual disabilities and autism.  Peaceful Living’s mission is to create Belonging through companionship, holistic care, positive acknowledgment and a welcoming community that gives individuals an opportunity to thrive.
YMCA – The YMCA is For Youth Development, Healthy Living, and Social Responsibility. The Y improves the nation’s health and well-being by giving back and providing support to the local communities. The Y  brings families closer together, encourages good health and fosters connections through fitness, sports, fun and shared interests. As a result, millions of youth, adults and families are receiving support, guidance and resources needed to achieve greater health and well-being for their spirit, mind and body.