Credit reporting errors come in many forms including:

  • Accounts that are current, but are reported as past due
  • Old accounts that should have been removed
  • Misreporting account status following bankruptcy
  • Re-aging  accounts – i.e., making a debt look more recent than it really is
  • Including incorrect personal information
  • Closed accounts reported as open
  • Listing debt on your credit report that is more than 7 years old

A lowered credit score can harm you by:

  • Disqualifying you from obtaining a mortgage, or paying absurdly higher interest rates
  • Disqualifying you from purchasing a car, or paying absurdly high interest rates
  • Preventing you from obtaining a job
  • Denial of a rental application
  • Denial of insurance, or paying absurdly high premiums

Frequently Asked Questions:

Quakertown Resources:
Keystone Opportunity Center – The Keystone Opportunity Center mission is to educate, encourage, and empower community members to become self-sufficient. The Keystone Opportunity Center helps community members in need by offering a comprehensive array of social services that supports the mission.
The Synergy Project – The Synergy Project a street outreach program, is designed to help runaway, homeless, nomadic and street youth, age 21 and under, in Bucks County, Philadelphia, and Allentown. The program offers survival supplies (food, clothes, hygienic products, sleeping bags, tents, tarps, etc.), peer support, informal counseling (individual, family, or group), information and referral services and assistance to get off the streets, if desired.