Claims Against Data Furnishers and the FCRA: Frequently Asked Questions (FAQs)
The Fair Credit Reporting Act (FCRA) is a federal law that protects the rights and interests of consumers. Under the
Richard Kim
November 2, 2025
Tag: hppa
FCRA Amended By the Homebuyers Privacy Protection Act (What Consumers Need to Know)
In September of 2025, President Trump signed the Homebuyers Privacy Protection Act (HPPA) into law. A key provision in the
Richard Kim
October 15, 2025
Eleventh Circuit Narrows Standing to Claim Credit Report Error Under FCRA
In July of 2025, the United States Court of Appeals for the Eleventh Circuit made an important ruling in a
Richard Kim
September 14, 2025
FTC Files Complaint Against Several Companies Involved in “Accelerated Debt”; Alleges FCRA Violations and Other Violations
Recently, federal regulators obtained an emergency injunction to stop a so-called “accelerated debt” company from taking advantage of consumers. On
Richard Kim
August 8, 2025
The Federal Government Has Resumed Collection Efforts on Delinquent Student Loans (Make Sure Your Credit Report is Accurate)
In April, the United States Department of Education (DOE) announced its intent to begin collection efforts on delinquent federal student
Richard Kim
July 7, 2025
The Top 10 Rights You Have Under the Fair Credit Reporting Act (FCRA)
What is included on your credit report can impact your finances in a number of different ways. A credit score
Richard Kim
June 9, 2025
Willful Violation of the FCRA: What it is, Why it Matters, and What Damages are Available
The Fair Credit Reporting Act (FCRA) is a federal law that protects consumers from inaccurate information being put on their
Richard Kim
May 9, 2025
Did a Debt Collector Put Something Inaccurate on Your Credit Report? A Comprehensive Guide to Your Rights Under the FCRA
Your credit report matters. Even a small mistake can harm your score and cost you money. Unfortunately, credit report errors
Richard Kim
April 16, 2025
Can You Sue a Mortgage Company for a FCRA Violation?
The Fair Credit Reporting Act (FCRA) protects consumers against inaccurate information on their credit report. All companies that report information
Richard Kim
March 28, 2025
Fourth Circuit Issues Key Decision in FCRA Case
On March 14th, 2025, the United States Court of Appeals for the Fourth Circuit issued a decision in the case
Richard Kim
March 21, 2025
With Pandemic Era Student Loan Protections Fading, Borrowers Should Know their Rights Under the FCRA
In February of 2025, Forbes reported that many student loan borrowers from all across the country are seeing sudden drops
Richard Kim
March 14, 2025
Were You the Victim of Identity Theft? The FCRA is a Powerful Tool to Clear Your Good Name
Unfortunately, identity theft is a severe problem. The AARP cites a study estimating that Americans lose nearly $50 billion each
Richard Kim
March 7, 2025
The FCRA and Employer Background Checks: Know Your Rights
Many employers conduct background checks of job applicants. The Professional Background Screening Association (PBSA) puts the number at 90% of
Richard Kim
February 28, 2025
Is Your Credit Report Accurate? Look for These Six Common Types of Errors
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, dissemination, and use of consumer credit
Richard Kim
February 21, 2025
CFPB Files Lawsuit Against Experian for “Sham” Investigation Into Credit Report Errors
On January 7th, 2025, the Consumer Financial Protection Bureau (CFPB) announced a lawsuit against Experian. The CFPB alleges that the
Richard Kim
February 14, 2025
Can You Sue a Debt Collection Agency for Violating Your Rights Under the FCRA?
What is on your credit report is important. The information can impact your ability to get approved for a mortgage,
Richard Kim
February 7, 2025
Four Steps to Take to Fix Errors on Your Credit Report
Your credit report matters. It can affect your ability to secure loans, obtain favorable interest rates, and sometimes even impact
Richard Kim
January 31, 2025
Auto Loan Errors on Your Credit Report: What to Do When Big Lenders Make a Mistake
Your credit report plays a crucial role in determining your financial health, influencing everything from the interest rates offered to
Richard Kim
January 22, 2025
How to Deal With Debt Collector Harassment
These days, it seems like our phones are constantly ringing—and it’s not our family and friends calling to check in
Richard Kim
November 1, 2021
Credit Scores: What Are They and Where Do They Come From?
You may have read (or watched) The Lord of the Rings. If so, then I think you’ll understand this analogy:
Richard Kim
September 24, 2021
First Advantage Background Services Included False Criminal History in a Background Check Report
Background checks are a routine part of an employer’s hiring decision. Background checks can include information about an individual’s: work
Richard Kim
April 24, 2020
