PRACTICE AREA
FCRA Class Action Lawyers
When a company’s misconduct harms many consumers the same way, we bring complex civil litigation on behalf of the entire group — and force real change. Our class action attorneys help consumers wherever they are located, in state and federal courts across the country.
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When Corporate Wrongdoing Harms Many, One Case Can Fix It for Everyone
KLF evaluates and institutes class action lawsuits — complex civil litigation involving both commercial transactions and consumer rights. Since the Class Action Fairness Act of 2005, 28 U.S.C. §§ 1332(d), 1453, and 1711–1715, experienced class counsel has become essential for asserting comprehensive class actions, especially matters with widespread impact and broad scope.
The Kinds of Cases We Pursue
Our class action practice focuses on commercial and consumer cases where a business has engaged in fraudulent conduct, misrepresentation, or other activity violating federal and state consumer protection laws. Examples include class actions against regional or national companies for:
- False advertising
- Predatory pricing
- Unfair or inequitable consumer fees and charges
- Non-disclosure of unjust business practices
- Systematic FCRA violations — like employers burying background-check consent in application paperwork, or screening companies making the same reporting error across thousands of consumers
These are only a few of the many grounds on which a class action can be instituted.
Why Class Actions Matter
Individually, a $50 junk fee or a buried disclosure may not justify a lawsuit — which is exactly what some companies count on. A class action aggregates those harms and makes them impossible to ignore. Beyond compensation, prosecution of these actions typically involves obtaining class certification and class-wide relief in federal or state court — requiring companies to change their business practices going forward. That’s consumer protection with teeth.
How a Class Action Works
1. Investigation. We evaluate whether the wrongdoing is systematic — affecting a defined group of consumers the same way.
2. Filing and certification. We file on behalf of the class representatives and move for class certification, so the case proceeds on behalf of everyone affected.
3. Class-wide relief. Settlement or judgment delivers compensation to class members and, often, binding changes to the company’s practices.
Frequently Asked Questions
What does it cost to be a class representative?
Nothing out of pocket. Class actions are handled on contingency, and courts award attorney's fees from the recovery. Class representatives may also receive a service award for their role.
I only lost a small amount. Is it worth pursuing?
That's precisely what class actions are for. If a company took a small amount from you unfairly, it likely did the same to thousands of others — together, that's a substantial case.
How do I know if my situation could be a class action?
The key question is whether the company's conduct was systematic: a standard form, a standard fee, a standard practice applied to many people. If what happened to you happened by design, it likely happened to others.
How long does a class action take?
Longer than individual cases — often years. But class members typically need to do very little while the case proceeds, and the outcome can force real change.
What's my role as a class member?
Usually nothing until notice of a settlement or judgment, when you submit a claim. If you were the lead plaintiff, you'd participate more actively — we walk you through all of it.
This practice area is part of our broader FCRA practice — see how the Fair Credit Reporting Act protects you and makes the violator pay your legal fees.
What Clients Say
“When one of our lenders decided to play games, Richard and Anna from Kim Law Firm came to the rescue. They were thorough, professional and timely on every step while delivering a result better than expected!”
David — Verified review
“Mr. Kim did everything I could have asked for. He was responsive, quick, perceptive, and displayed keen judgment and perspective. I felt that he was right there with me from the get-go.”
Verified client — Verified review
“The Kim Law Firm provided great services and I recommend them to anybody looking for an FCRA attorney.”
Tommy — Avvo review
Case results depend on a variety of factors, and prior results do not guarantee a similar outcome. The information on this website may not reflect current legal developments and is provided without any knowledge as to the reader/user’s specific circumstances. The application and impact of laws varies from jurisdiction to jurisdiction. Attorneys’ fees and compensation are provided from a successful resolution. The law firm’s office is located in Philadelphia, Pennsylvania.
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