OUR SERVICES
We Represent People, Not Corporations
Aggressive, rock-solid representation for consumers victimized by big business. Explore our practice areas below — or tell us what happened and we’ll point you the right way.
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FCRA Lawyer
Your umbrella protection under federal law. Whatever put the error on your consumer report — a bureau, a furnisher, or a screening company — the Fair Credit Reporting Act lets us force a fix and pursue damages, with the violator paying the legal fees.
Mixed / Incorrect Credit Report Lawyer
Someone else’s debts, accounts, or records on your credit file? Mixed files are among the most damaging FCRA violations — and our signature cases. We sue the bureaus to fix your file and recover damages.
Identity Theft Lawyer
When fraudulent accounts wreck your credit, the law puts the burden on the bureaus and furnishers to fix it. We make sure they do — and pursue compensation for the harm done.
Credit Reporting Error Lawyer
False or inaccurate information on your credit report can cost you loans, housing, and jobs. The FCRA gives you the power to fight back.
Employment Background Check Lawyer
93% of employers run background checks. One mistake — a mixed file, an outdated record — can cost you the job you deserve.
Debt Collection Harassment Lawyer
The FDCPA protects you from abusive collectors — and entitles you to damages plus attorney’s fees when they cross the line.
FCRA Class Action Lawyer
When corporate wrongdoing harms many, we bring complex civil litigation on behalf of groups of consumers.
Deceased Credit Report Error Lawyer
Wrongly reported as deceased on your credit report? A false deceased indicator can freeze your accounts and get you denied for loans, housing, and jobs. The FCRA lets us force a correction and recover damages.
Not Sure Which Applies to You?
Tell us what happened — we’ll figure out the legal theory. Free case review, no cost unless we win.
Philadelphia consumer protection lawyers on your side
The Kim Law Firm is a Philadelphia consumer protection law firm that represents individuals — never corporations — under the federal laws written to protect you: the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). When a credit bureau reports false information, a background check company costs you a job, or a debt collector crosses the line, the law gives you real rights — including the right to make the company that broke the law pay your attorney’s fees. That’s why we take these cases with no upfront cost: you don’t pay unless we win. From our office at 1515 Market Street, we represent consumers across Philadelphia and Pennsylvania.
Frequently asked questions
What does a consumer protection lawyer do?
A consumer protection lawyer helps individuals enforce their rights when companies break the laws meant to protect them — most often the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. That includes fixing credit report errors, challenging background check and screening mistakes, stopping abusive debt collectors, and recovering money for the harm you suffered.
How much does it cost to hire a consumer protection lawyer?
Nothing upfront. The FCRA and FDCPA shift attorney’s fees to the company that broke the law, so we can take these cases on a no-fee-unless-we-win basis. Your case review is free.
What laws protect me against credit reporting and debt collection abuses?
Two main federal laws: the Fair Credit Reporting Act (FCRA), which governs credit reports, background checks, and tenant and bank screening; and the Fair Debt Collection Practices Act (FDCPA), which bars abusive, deceptive, and harassing debt-collection practices.
How do I know if I have a case?
If a credit report error, a background check mistake, or a debt collector’s conduct cost you money, a loan, a job, or housing — or simply put you through abuse the law forbids — you may have a claim. The fastest way to find out is a free case review.
Get a No-Cost Evaluation of Your Case Today
You don’t pay unless we win. Find out in minutes whether you have a claim.