Auto Lenders

Auto lenders are one of the most common sources of credit-report errors. When you finance a vehicle, the lender, or the company that buys and services your loan, reports the account to Equifax, Experian, and TransUnion every month. A single mistake, such as a balance you already paid, a repossession reported incorrectly, a loan discharged in bankruptcy, or an account that is not even yours, can sink your score for years. The Fair Credit Reporting Act gives you the right to force these errors corrected and to recover money for the harm they cause. Below are the auto lenders and finance companies we help consumers with. If yours is not listed, we can still help. Our guide to working with an FCRA lawyer explains how these cases are built and what they cost you.

Auto lenders are one category of data furnisher — a company that reports your account history to the credit bureaus. The same FCRA accuracy and investigation duties apply no matter which industry a furnisher operates in.