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Do Affirm, Afterpay & Klarna Report to the Credit Bureaus?
By The Kim Law Firm, LLC Facts current as of July 2026; buy-now-pay-later reporting practices are changing quickly and we
How to Remove Collections From Your Credit Report (The Honest Guide)
By The Kim Law Firm, LLC In short: you can get a collection removed when it is inaccurate, unverifiable, not
How Long Does a Background Check Take? Timelines & Delays
By The Kim Law Firm, LLC In short: most employment background checks come back in two to five business days.
What Does a Background Check Show? (And What It Can’t)
By The Kim Law Firm, LLC In short: an employment background check typically shows your identity details, criminal history, employment
Unaddressed Credit Report Errors are Growing Fast: Federal Lawmakers are Demanding Answers
By The Kim Law Firm, LLC On May 4, 2026, ProPublica reported that there had been a sharp and alarming
The FCRA and Medical Debt: Where the Law Stands in 2026
By The Kim Law Firm, LLC The Fair Credit Reporting Act (FCRA) is a federal law that protects consumers from
Capital One Has Reached a $2.4 Million Class Action Settlement in Fair Credit Reporting Act (FCRA) Violation Case
By The Kim Law Firm, LLC According to a report from Newsbreak, Capital One has agreed to a $2.4 million
Federal Student Loans: What Type of Loan You Have and Why it Matters
By The Kim Law Firm, LLC With the cost of college and graduate school being as high as it is,
Proposed Class Action Lawsuit Will Test Bounds of AI Hiring Tools and the FCRA
By The Kim Law Firm, LLC On January 21, 2026, The New York Times reported that a proposed class action
Recent Court Decision Shows Importance of Proving Damages in a Fair Credit Reporting Act (FCRA) Claim
By The Kim Law Firm, LLC The Fair Credit Reporting Act (FCRA) is a federal law that protects consumers from
A Bill Was Introduced in the House of Representatives that Would Make the FCRA Less Consumer-Friendly
By The Kim Law Firm, LLC In October of 2025, the FCRA Liability Harmonization Act was introduced into the United
CFPB Announces New “Preemption” Rule for Fair Credit Reporting Act (FCRA)
By The Kim Law Firm, LLC On October 28, 2025, the Consumer Financial Protection Bureau (CFPB) published a new “preemption”
Claims Against Data Furnishers and the FCRA: Frequently Asked Questions (FAQs)
By The Kim Law Firm, LLC If the furnisher reporting your account will not fix what it sent to the
FCRA Amended By the Homebuyers Privacy Protection Act (What Consumers Need to Know)
By The Kim Law Firm, LLC In September of 2025, President Trump signed the Homebuyers Privacy Protection Act (HPPA) into
Eleventh Circuit Narrows Standing to Claim Credit Report Error Under FCRA
By The Kim Law Firm, LLC In July of 2025, the United States Court of Appeals for the Eleventh Circuit
FTC Files Complaint Against Several Companies Involved in “Accelerated Debt”; Alleges FCRA Violations and Other Violations
By The Kim Law Firm, LLC Recently, federal regulators obtained an emergency injunction to stop a so-called “accelerated debt” company
The Federal Government Has Resumed Collection Efforts on Delinquent Student Loans (Make Sure Your Credit Report is Accurate)
By The Kim Law Firm, LLC In April, the United States Department of Education (DOE) announced its intent to begin
The Top 10 Rights You Have Under the Fair Credit Reporting Act (FCRA)
By The Kim Law Firm, LLC In short: the Fair Credit Reporting Act (FCRA) gives you ten core rights over
Willful Violation of the FCRA: What it is, Why it Matters, and What Damages are Available
By The Kim Law Firm, LLC If a credit bureau or furnisher has refused to correct an error on your
Did a Debt Collector Put Something Inaccurate on Your Credit Report? A Comprehensive Guide to Your Rights Under the FCRA
By The Kim Law Firm, LLC Your credit report matters. Even a small mistake can harm your score and cost
Can You Sue a Mortgage Company for a FCRA Violation?
By The Kim Law Firm, LLC The Fair Credit Reporting Act (FCRA) protects consumers against inaccurate information on their credit
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