Subprime & Alternative-Credit Bureaus

Subprime and alternative-credit bureaus are specialty consumer reporting agencies that most people have never heard of — until a payday, installment, or other short-term lender denies them because of one. These bureaus collect data about your short-term loans, applications, and alternative credit history and sell it to lenders. Under the Fair Credit Reporting Act they must keep that data accurate, give you a free report on request, and investigate your disputes. When one of them reports something inaccurate or that is not yours, you can force a correction and recover damages. Below are the subprime and alternative-credit bureaus we help consumers with.

Subprime and alternative-credit bureaus are consumer reporting agencies under the FCRA, which means they owe you the same accuracy and dispute duties as Equifax, Experian and TransUnion.