CONSUMER PROTECTION RESOURCES
Debt Collector, Creditor and Credit Reporting Company Phone Numbers and Addresses
Home / Resources / Phone Numbers and Addresses
Resources
Debt Collector, Creditor and Credit Reporting Company Phone Numbers and Addresses
This page collects the telephone numbers and mailing addresses that debt collectors, credit card issuers, the banks behind fintech brands, online lenders and background check companies publish for consumers. Every entry links down to a fuller page on that company. The list exists because the single hardest step in fixing a credit report or stopping an unlawful collection call is often just working out who you are dealing with and where to write.
Two things are worth saying before the list. First, a number appearing here means the company itself published it, or that it appears in a regulator record, a Better Business Bureau profile, a court filing or a bank regulator database. Second, a number being widely searched is not evidence that the number belongs to the company, and numbers in that category are not on this page. Both points are explained under how we decide what appears on this list, below.
Debt collection company phone numbers and return addresses
These are the companies that call and send letters about accounts they are collecting. A collection agency is the account you are most likely to be trying to identify, because the name on a caller ID or on a credit report line item is often nothing like the name of the original creditor.
Credit Control, LLC
- Mailing address: Credit Control, LLC, P.O. Box 188, Hazelwood, MO 63042
- Phone: 1-866-784-1160
More about Credit Control, LLC
Credit Collection Services (CCS)
- Main phone number: 617-965-2000, also written (617) 965-2000 or 6179652000. Company's main corporate line.
- Collection account inquiries: 617-965-2000, extension 4490. The extension CCS publishes for consumers asking about a collection account.
- Street address: 725 Canton Street, Norwood, MA 02062. Main office.
- Mailing address on collection correspondence: P.O. Box 400, Norwood, MA 02062.
More about Credit Collection Services (CCS)
Jefferson Capital Systems
- Number Jefferson Capital publishes: 1-833-851-5552, also written 833-851-5552 or 8338515552. Contact number on the company's own website.
- Number listed with the Better Business Bureau: (800) 281-2793, also written 800-281-2793.
- Current principal office: 200 14th Avenue East, Sartell, MN 56377.
- Former address you may still see: 16 McLeland Road, St. Cloud, MN 56303. Appears on older state business-entity registrations and older collection correspondence.
- Return-mail P.O. box: P.O. Box 1120, Charlotte, NC 28201. Jefferson Capital has stated publicly that one of its vendors uses this box for return mail.
More about Jefferson Capital Systems
Penn Credit Corporation
- Main phone number: 800-900-1381
- District of Columbia line: 800-900-1379
- Colorado line: 303-309-3839
- Mailing address: P.O. Box 69703, Harrisburg, PA 17106 (also published as ZIP+4 17110-9703)
- Street address: 2800 Commerce Drive, Harrisburg, PA 17110
- Colorado office: 7200 South Alton Way, Suite B-180, Centennial, CO 80112
- Older address you may still see: 916 S. 14th Street, Harrisburg, PA 17104
More about Penn Credit Corporation
Radius Global Solutions
- Consumer line in the company's own privacy policy: 844-329-0973, also written (844) 329-0973 or 8443290973
- Number listed with the BBB: 888-287-5711, also written (888) 287-5711 or 8882875711. BBB also shows fax 952-831-7356.
- Corporate address: 7505 Metro Boulevard, Suite 400, Edina, MN 55439
- Other offices listed with the BBB: 9550 Regency Square Boulevard, Suite 500, Jacksonville, FL 32225; and 11210 Thompson Avenue, Lenexa, KS 66219
More about Radius Global Solutions
The CBE Group
- Consumer line on the company's own payment site: 866-912-1312, also written (866) 912-1312 or 8669121312
- Numbers listed with the BBB: 319-234-6686; 877-224-6529; 319-833-1095
- Corporate address listed with the BBB: 1309 Technology Parkway, Cedar Falls, IA 50613 (ZIP+4 50613-6976)
- Mailing address listed with the BBB: P.O. Box 900, Waterloo, IA 50704-0900
Resurgent Capital Services
- Consumer line on the company's own website: 888-665-0374, also written 1-888-665-0374, (888) 665-0374 or 8886650374
- Numbers listed with the BBB: 864-248-8700, and the same 888-665-0374
- Mailing address on the company's own website: P.O. Box 10497, Greenville, SC 29603
- Street address listed with the BBB: 55 Beattie Place, Suite 110, Greenville, SC 29601 (ZIP+4 29601-5115)
- Related entity named on the page: LVNV Funding, LLC, P.O. Box 1410, Troy, MI 48099, and 200 Meeting Street, Charleston, SC 29401
More about Resurgent Capital Services
IC System
- Medical accounts: 866-628-7811
- Other account inquiries: 800-279-7244
- General line and language access: 800-279-9420, also written 1-800-279-9420
- Corporate line in the company's privacy policy: 800-443-4123 (also in the BBB listing)
- Maryland state tax accounts: 888-255-5745
- New Hampshire state tax accounts: 888-398-0067
- Correspondence box: IC System Correspondence, P.O. Box 64319, St. Paul, MN 55164-0319
- Second correspondence box: IC System Correspondence, 444 Highway 96 East, P.O. Box 64378, St. Paul, MN 55164-0378
- Street address: 444 Highway 96 East, St. Paul, MN 55127 (ZIP+4 55127-2557); BBB shows the same
Sequium Asset Solutions
- Consumer line on the company's own website: 877-362-8766, also written (877) 362-8766 or 8773628766
- Additional numbers listed with the BBB: 800-268-3486; 678-228-3054
- Current address on the company's own website: 2700 Cumberland Parkway, Suite 200, Atlanta, GA 30339
- Former address you may still see: 1130 Northchase Parkway SE, Suite 150, Marietta, GA 30067 (BBB ZIP+4 30067-6429)
More about Sequium Asset Solutions
I.Q. Data International
- Consumer line on the company's own website: 888-248-2509, also written (888) 248-2509 or 8882482509
- Mailing address on the company's own website: P.O. Box 340, Bothell, WA 98041-0340
- Street address listed with the BBB: 21222 30th Drive SE, Suite 210, Bothell, WA 98021
More about I.Q. Data International
Enhanced Recovery Company (ERC)
- Toll free consumer line: 800-383-5979, also written 1-800-383-5979, (800) 383-5979 or 8003835979
- Compliance and fraud line: 800-507-0052, published for reporting someone impersonating ERC
- Local Jacksonville number: 904-596-0006
- General toll free line: 855-347-2780
- Correspondence address: P.O. Box 57610, Jacksonville, FL 32241
- Payment address: P.O. Box 23870, Jacksonville, FL 32241-3870
More about Enhanced Recovery Company (ERC)
Credit card issuer and creditor phone numbers and addresses
Card issuers report to the credit bureaus every month, and they are the party that has to investigate when a bureau forwards a dispute about one of their accounts. Several of them publish a different address for credit reporting disputes than for billing errors or ordinary correspondence, so the box you write to matters.
Comenity Bank
- Credit reporting disputes: Comenity Bank, P.O. Box 182789, Columbus, OH 43218-2789
- Billing error disputes: Comenity Bank, P.O. Box 182782, Columbus, OH 43218-2782
- General correspondence and customer service: Comenity Bank, P.O. Box 182273, Columbus, OH 43218-2273
- Bankruptcy notices: Comenity Bank, Bankruptcy Department, P.O. Box 182125, Columbus, OH 43218-2125
Indigo Card (Concora Credit)
- Customer service: 800-353-5920 (6:00am to 6:00pm Pacific, Monday through Friday)
- Lost or stolen card: 800-314-6340
- Fraud protection: 800-304-3096
- Fax: 503-268-4711
- Correspondence: Concora Credit, PO Box 4477, Beaverton, OR 97076-4477
- Payments: Concora Credit, PO Box 96541, Charlotte, NC 28296-0541
More about Indigo Card (Concora Credit)
Milestone Card (Concora Credit)
- Customer service: 800-305-0330 (6:00am to 6:00pm Pacific, Monday through Friday)
- Lost or stolen card: 800-314-6340
- Fraud protection: 800-304-3096
- Fax: 503-268-4711
- Correspondence: Concora Credit, PO Box 4477, Beaverton, OR 97076-4477
- Payments: Concora Credit, PO Box 96541, Charlotte, NC 28296-0541
More about Milestone Card (Concora Credit)
OpenSky Credit Card
- Customer service: 800-859-6412, also written 1-800-859-6412, (800) 859-6412 or 8008596412. OpenSky lists this line as available 24 hours a day, seven days a week.
- Withdrawing an application: 855-763-6736, also written (855) 763-6736 or 8557636736. Separate line from customer service.
- Correspondence: OpenSky Card Services, PO Box 9224, Old Bethpage, NY 11804-9224
- Payments: OpenSky, PO Box 660924, Dallas, TX 75266-0924
- Overnight payments: OpenSky Card Services, Box #660924, 3000 Kellway Drive, Suite 120, Carrollton, TX 75006
More about OpenSky Credit Card
Credit One Bank
- Dispute Department: Credit One Bank, Attn: Dispute Department, P.O. Box 98876, Las Vegas, NV 89193-8876
- General correspondence: Credit One Bank, P.O. Box 98873, Las Vegas, NV 89193-8873
- Deposit-related correspondence: ATTN: Deposits, Credit One Bank, P.O. Box 98873, Las Vegas, NV 89193-8873
- Payments: Credit One Bank Payment Services, P.O. Box 60500, City of Industry, CA 91716-0500
- Customer service: 877-825-3242, also written 1-877-825-3242, (877) 825-3242 or 8778253242. Credit One publishes this as its toll-free line and also as its TTY/TDD line.
- From outside the United States: 702-405-2042, also written (702) 405-2042 or 7024052042
- Applications: 800-752-5493, also written (800) 752-5493 or 8007525493
Merrick Bank
- Published by Merrick Bank in its own online banking agreement: 877-790-5648, also written 1-877-790-5648, (877) 790-5648 or 8777905648. Merrick publishes this number for reporting unauthorized activity.
- Listed on Merrick Bank's BBB profile: 800-204-5936, also written (800) 204-5936 or 8002045936
- Published by Merrick Bank in its own online banking agreement: Merrick Bank, P.O. Box 9201, Old Bethpage, NY 11804-9201, for written error notices about electronic transfers
- Listed with the BBB: P.O. Box 5000, Draper, UT 84020-5000, with a secondary location at 10705 South Jordan Gateway, Suite 200, South Jordan, UT 84095-3977
- Also listed with the BBB: P.O. Box 43297, Jacksonville, FL 32203 (PAYS by Merrick Bank), and P.O. Box 30537, Tampa, FL 33630 (Merrick Bank Corporation)
Fortiva (The Bank of Missouri)
- Account Services: 877-785-7908, also written 1-877-785-7908, (877) 785-7908 or 8777857908. Hours Monday through Sunday, 8:00 a.m. to 12:00 a.m. Eastern.
- Lost card or unauthorized use: 855-802-5572, also written (855) 802-5572 or 8558025572
- Privacy and information sharing: 800-710-2961, also written (800) 710-2961 or 8007102961
- California Consumer Privacy Act requests: 800-245-7741, also written (800) 245-7741 or 8002457741
- Military Lending Act disclosures: 866-816-6994, also written (866) 816-6994
- TTY and TDD: dial 711, then 855-921-5700
- Account Services: Account Services, P.O. Box 105555, Atlanta, GA 30348-5555
- Dispute Resolution: Dispute Resolution, P.O. Box 105374, Atlanta, GA 30348-5374
- Privacy opt-out and arbitration notices: TBOM - Fortiva Account Services, P.O. Box 105096, Atlanta, GA 30348-5096. TBOM stands for The Bank of Missouri, the issuing bank.
More about Fortiva (The Bank of Missouri)
Concora Credit
- Indigo Mastercard customer service: 800-353-5920, also written 1-800-353-5920, (800) 353-5920 or 8003535920
- Milestone Mastercard customer service: 800-305-0330, also written (800) 305-0330 or 8003050330
- Lost or stolen card, both brands: 800-314-6340, also written (800) 314-6340 or 8003146340
- Fraud protection, both brands: 800-304-3096, also written (800) 304-3096 or 8003043096
- Fax: 503-268-4711
- Correspondence: Concora Credit, PO Box 4477, Beaverton, OR 97076-4477
- Payments: Concora Credit, PO Box 96541, Charlotte, NC 28296-0541
Continental Finance Company
- Customer service, payments and automated account information: 866-449-4514, also written 1-866-449-4514, (866) 449-4514 or 8664494514. The automated line runs 24 hours a day.
- Lost or stolen card: 833-817-3433, also written (833) 817-3433 or 8338173433
- Inquiries and correspondence: Cardholder Services, P.O. Box 3220, Buffalo, NY 14240-3220
- Payments: the payment envelope is addressed to your card brand, not to Continental Finance, at P.O. Box 6812, Carol Stream, IL 60197-6812
More about Continental Finance Company
Phone numbers and addresses for the banks behind fintech brands
Many consumer loans and cards are marketed under one brand but issued by a chartered bank you have never heard of. When the account appears on a credit report, it is frequently the bank name that shows up, not the brand you applied through. These are the banks that appear most often behind the brands our clients ask about.
Cross River Bank
- Toll-free line published in the bank's privacy policy: 1-877-55CRB55, which dials as 877-552-7255, also written (877) 552-7255 or 8775527255
- Mailing address: Cross River Bank, c/o Online Banking Department, 2115 Linwood Ave., Fort Lee, NJ 07024
WebBank
- WebBank general line: 844-994-2265, also written 1-844-994-2265, (844) 994-2265 or 8449942265. WebBank publishes it on its own site as 1-844-994-BANK.
- Headquarters: 215 South State Street, Suite 1000, Salt Lake City, UT 84111. WebBank gave this address in its own written testimony to the House Financial Services Committee, October 25, 2021.
LendingClub Bank (now Happen Bank, N.A.)
- General line published in the privacy notice: 888-596-3157, also written 1-888-596-3157, (888) 596-3157 or 8885963157
- Compliance correspondence: Happen Bank, National Association, Attn: Compliance Department, 2701 N Thanksgiving Way, Suite 300, Lehi, UT 84043
- Corporate office: 88 Kearny Street, Suite 600, San Francisco, CA 94108
- Address on the FDIC record: 2701 N Thanksgiving Way, Lehi, UT 84043
More about LendingClub Bank (now Happen Bank, N.A.)
Celtic Bank
- Phone: 801-363-6500, also written 1-801-363-6500, (801) 363-6500 or 8013636500
- Fax: 801-303-1900, also written (801) 303-1900
- Address: Celtic Bank, 268 South State Street, Suite 300, Salt Lake City, Utah 84111
- Registration: NMLS #500016
FinWise Bank
- FinWise Bank: 833-346-9473, also written 1-833-346-9473, (833) 346-9473 or 8333469473
- Address published on FinWise's own site: 820 E 9400 S, Sandy, UT 84094
- Address on the FDIC record: 756 E Winchester St, Murray, UT 84107, FDIC certificate number 35323, established July 25, 2000, active
TAB Bank
- Customer service: 800-355-3063, also written 1-800-355-3063, (800) 355-3063 or 8003553063. Hours Monday through Friday 6:00am to 7:00pm Mountain, Saturday 9:00am.
- Address: TAB Bank, 4185 Harrison Blvd., Ogden, UT 84403
First Electronic Bank
- First Electronic Bank: 801-572-4004, also written (801) 572-4004 or 8015724004
- Address: 2150 S 1300 E, Suite 400, Salt Lake City, UT 84106
- Imprint: 888-410-3664, also written (888) 410-3664 or 8884103664
- Cardless: 888-227-3537, also written (888) 227-3537 or 8882273537
More about First Electronic Bank
Medallion Bank
- Borrower customer service: 855-653-9231, also written 1-855-653-9231, (855) 653-9231 or 8556539231. Hours Monday through Friday 8:00 a.m. to 11:00 p.m. Mountain.
- Recreation dealers: 866-688-6983, also written (866) 688-6983 or 8666886983, Monday through Friday 8:00 a.m. to 5:00 p.m. Mountain. Fax (888) 730-5032.
- Home improvement contractors: 888-833-8570, also written (888) 833-8570 or 8888338570, Monday through Friday 8:00 a.m. to 6:00 p.m. Mountain and Saturday 9:00 a.m. to 4:00 p.m. Mountain.
- Mailing address: Medallion Bank, PO Box 3999, St. Joseph, MO 64503
- Address on the FDIC record: 1100 E 6600 S, Salt Lake City, UT 84121, FDIC certificate number 57449, established December 22, 2003, active
Pathward, N.A.
- Privacy inquiries: 833-898-0023, also written 1-833-898-0023, (833) 898-0023 or 8338980023, published in Pathward's own privacy policy
- Prepaid and gift card servicing: 1-866-496-6183 and 800-827-6227, published in a Pathward cardholder agreement for its gift card product
- Prepaid card correspondence: PO Box 91607, Sioux Falls, SD 57109
Buy now, pay later and online lender phone numbers and addresses
Buy now, pay later companies and online lenders have grown fast enough that several of them still publish no consumer telephone number at all. Where that is the case, it is said plainly below, because knowing that a company does not publish a number is more useful than guessing at one.
Affirm
- Telephone number: none published on Affirm's own consumer pages.
- Corporate address: 650 California Street, 12th Floor, San Francisco, CA 94108. This is the address on Affirm, Inc.'s own letterhead in a comment letter filed with the California Department of Financial Protection and Innovation.
- Legal entities and licence numbers: Affirm, Inc., NMLS ID 1883087, and Affirm Loan Services, LLC, NMLS ID 1479506.
Klarna
- Telephone number: none published. Support runs through 24/7 live chat.
- Address: 800 N. High Street, Columbus, OH 43215
- Legal entity: Klarna Inc., NMLS #1353190.
Mission Lane
- Telephone number: none published by Mission Lane.
- Payments: Mission Lane LLC, PO Box 71084, Charlotte, NC 28272-1084
- Correspondence: Mission Lane LLC, PO Box 105286, Atlanta, GA 30348-5286
RISE Credit
- Customer support: 866-580-1226, also written 1-866-580-1226, (866) 580-1226 or 8665801226
- Fax: 866-580-1228, also written (866) 580-1228 or 8665801228
- Correspondence, including disputes: RISE, Attn: Customer Support, P.O. Box 101808, Fort Worth, TX 76185
- Payments: RISE Credit, P.O. Box 679900, Dallas, TX 75267-9900
- Overnight payments: RISE Credit, Lockbox Number 679900, 1200 E. Campbell Rd., Suite 108, Richardson, TX 75081
- Main office: 4150 International Plaza, Suite 300, Fort Worth, TX 76109
Background check company phone numbers and addresses
Background screening companies are consumer reporting agencies under the Fair Credit Reporting Act, and each of them runs a consumer relations line and a dispute address separate from the sales side of the business. If an employer took an adverse action against you, the notice you received is required to identify the screening company, and that notice is the authoritative answer to which company reported on you.
Sterling (now part of First Advantage)
- Consumer and candidate mailing address: Sterling, 6150 Oak Tree Boulevard, Suite 490, Independence, OH 44131
- Candidate customer service: 888-889-5248, also written 1-888-889-5248, (888) 889-5248 or 8888895248. Hours Monday through Friday, 8 a.m. to 8 p.m. Eastern.
- Global headquarters line: 1-800-899-2272, also written 800-899-2272, (800) 899-2272 or 8008992272
- Identity verification support: 844-989-0884, for candidates working through the ID.me identity verification step
- Human trafficking inquiries: 844-468-6522
- Sterling Identity, which handles fingerprint-based screening: 10220 SW Greenburg Road, Portland, OR 97223
More about Sterling (now part of First Advantage)
Checkr, Inc.
- Consumer telephone number: 844-824-3257, also written 1-844-824-3257, (844) 824-3257 or 8448243257. This is the number the Consumer Financial Protection Bureau lists for Checkr in its published List of Consumer Reporting Companies.
- Mailing address: Checkr, Inc., Attn: Consumer Disputes, One Montgomery Street, Suite 2400, San Francisco, CA 94104. Checkr's own privacy policy gives the same street address for privacy questions.
First Advantage
- Consumer and candidate telephone number: 800-845-6004, also written 1-800-845-6004, (800) 845-6004 or 8008456004
- Consumer centre mailing address: First Advantage, P.O. Box 105292, Atlanta, GA 30348-5292
- Corporate address: First Advantage, 1 Concourse Parkway NE, Suite 200, Atlanta, GA 30328
- Operations address published for consumer document submission: 11800 Exit Five Parkway, Suite 120, Fishers, IN 46037
How we decide what appears on this list
We sort every identifier into one of three groups, and only the first two appear on this page.
- Published by the company: the number or address appears on the company’s own website, in its privacy notice, in a cardholder agreement, on its payment portal or on its consumer correspondence. This is the strongest category and it is where most of the entries above come from.
- Published in a public record: the number or address appears in a Better Business Bureau profile, an FDIC institution record, a state licensing record, testimony to a committee of Congress or a filing in a court case. Where an entry comes from one of these, the source is named beside it.
- Reported by consumers only: people receive calls from a number and post about it, but the company has never published it. These numbers are not on this page. Where one is heavily searched, it appears on the individual company page instead, labelled clearly as unconfirmed.
The reason for the third rule is simple. Search volume on a telephone number is evidence that people are receiving calls from it. It is not evidence that the number belongs to the company they think it belongs to. Spoofed caller ID, collection vendors working several clients at once and outright impersonation all produce heavy search volume around numbers that a company does not own. Listing one of those as though it were the company’s own number would be stating something we cannot verify.
Numbers and addresses that are not on this list
If the number calling you is not on this page, that by itself tells you something. It may mean the caller is a vendor working on the company’s behalf, a different company that bought the account, or someone impersonating a collector. It does not mean you have to guess.
- Ask for validation in writing. A debt collector must, on request, send you written verification of the debt and the name of the current creditor. That letter carries a return address you can check against this page.
- Read the credit report entry, not the caller ID. The furnisher name and the address the bureau holds for it are on your report, and the bureau has to give you the source of the information.
- Read the adverse action notice. If a job, an apartment or a credit application went against you, the notice you received is required to identify the consumer reporting agency that supplied the report, with its address and toll-free number.
- Do not send money or account numbers to a number you cannot place. Impersonation of collection agencies is common enough that several of the companies above publish a dedicated line for reporting it.
Common questions about collector and creditor phone numbers
How do I find out which company is calling me about a debt?
Ask the caller for the name of the company and the name of the current creditor, then request written validation of the debt. A collector has to send that verification on request, and the letter will carry a return address. Check that address and the telephone number against the company entries above. If the caller refuses to identify the company, that refusal is itself a problem under the Fair Debt Collection Practices Act.
Why does the same company have more than one phone number?
Larger collectors and card issuers run separate lines for separate purposes: medical accounts, state tax accounts, lost or stolen cards, fraud reporting, privacy requests and language access all commonly get their own number. Several companies also have one number on their own website and a different one on their Better Business Bureau profile. All of the ones we could confirm are listed above, so a number that is not on the list is worth treating with caution.
Why is the address on my collection letter different from the company address?
Most collectors use a lockbox for payments and a separate box for correspondence and disputes, and many use a third address for their actual offices. Some also keep an older address in circulation for years after moving. Where a company publishes several, all of them are above, labelled by what each one is for. Sending a dispute to a payment lockbox is one of the most common reasons a dispute never gets handled.
Which address do I use to dispute something on my credit report?
For credit report accuracy, the strongest route is to dispute through the credit bureau that is reporting the account. A furnisher’s duty to investigate under the Fair Credit Reporting Act is triggered when the dispute reaches it from a credit bureau, not when you mail it to the company directly. Writing to the company as well is worthwhile and creates a useful record, and several of the companies above publish a dedicated credit reporting dispute address for exactly that purpose.
Does calling the company count as a dispute?
A telephone call creates no paper trail and does not reliably trigger the investigation duties that the Fair Credit Reporting Act places on a furnisher or a credit bureau. Calling is fine for finding out who you are dealing with. For anything you may need to prove later, put it in writing and keep a copy.
A number is all over the internet but is not on your list. Why not?
Because the company has not published it. We list numbers a company publishes itself and numbers that appear in a regulator record, a Better Business Bureau profile or a court filing. A number that only appears in consumer complaint posts may well be a real collection number, but it may equally be a spoofed number, a vendor, or an impersonator. On a law firm site we are not willing to present something as a company’s number when we cannot confirm it.
If a company on this list has reported something inaccurate about you
Finding the right number and the right address is the first step. What comes next depends on what went wrong. If an account on your credit report is not yours, or is reported as unpaid when it was settled or discharged, or belongs to someone with a similar name, the Fair Credit Reporting Act gives you the right to dispute it and requires both the credit bureau and the company that furnished the information to conduct a reasonable investigation. If a hard inquiry appears that you never authorised, that is also an FCRA problem, and an inquiry generally stays on the report for two years. If a collector is calling repeatedly, calling at prohibited hours, contacting you after you asked in writing that they stop, or telling third parties about the debt, the Fair Debt Collection Practices Act applies.
The Kim Law Firm, LLC represents consumers in Fair Credit Reporting Act and Fair Debt Collection Practices Act matters. Our office is at 1515 Market Street, Suite 1200, Philadelphia, PA 19102, and the consultation is free. If you are not sure whether what happened to you is covered, bring the letter, the report or the call log and we will look at it with you.
Get a No-Cost Evaluation of Your Case Today
You don’t pay unless we win. Find out in minutes whether you have a claim.