Is your credit report showing false or inaccurate information?
Most people entering adulthood will eventually come to familiarize themselves with their credit scores. This is simply part of growing up. If you needed to provide a credit report for a job, lease, or loan and were denied due to inaccurate or false information you may be entitled to financial compensation.
For a free consultation contact The Kim Law Firm LLC today to learn whether you have a case. You don’t pay unless you win!
NOT ALL CREDIT REPORTS ARE CORRECT - AN ERROR COULD MEAN FINANCIAL COMPENSATION
Credit reporting errors come in many forms, but here are some common examples that may apply to you:
Accounts on your credit report that do not belong to you, but actually belong to another individual with similar personal identifying information as you (similar name, similar social security number; similar birthday, etc.).
Accidents where your insurance company, and GAP insurance pay for the total financial balance owed on the car, but the car financing company still is reporting a balance.
Payments made directly to a company, or through a debt collection agency, that are not being included on your credit reports.
Debts that are paid through a title closing company when purchasing a home, that are not recognized as being paid by the creditor.
Re-ageing of a debt to make it seem more current than it truly is, preventing the debt from being removed due to its age.
Accounts that are current but reported as past due.
Old accounts that should have been removed.
Including fraudulent accounts on your credit reports.
Closed accounts reported as open.
If you recently checked your credit and noticed any of the issues above, don’t hesitate to contact The Kim Law Firm in order to find out whether you are entitled to financial compensation. Errors or incorrect information that shows up in credit reports can often impact your employment, housing and more – you deserve to know that your information is accurate.
A Lowered Credit Scores Can Harm You in Numerous Ways, Including Some of the Following:
- Disqualifying you from obtaining a mortgage or paying higher interest rates.
- Disqualifying you from purchasing a car or paying higher interest rates.
- Preventing you from obtaining a Job.
- Denial of a rental application.
- Denial of insurance or paying absurdly high premiums.
- Preventing you from even applying for credit or financing that you may need knowing that the negative information would likely result in a denial or paying exorbitant interest rates.
GET A FREE CONSULATION - YOU DON't PAY UNLESS WE WIN
Errors or incorrect information that shows up in credit reports can often impact your employment and you deserve to know that your information is accurate. Contacting our team is the first step in understanding whether you have a case. The questions below can help you understand the process.
We review your credit report to determine if the inaccurate information contained is being unlawfully reported. After our evaluation is complete, we provide you with an analysis of our thoughts, and whether we believe you have a case. At that time, you and the Firm can decide how to proceed, and if representation is appropriate.
Our review of your case, and potential representation of you, is contingency based, and there is no out of pocket cost.
As with all things in the law, it depends on a case-to-case basis. In some instances, within just a few weeks, your credit could be repaired, with financial compensation on its way for the harm that you sustained. Other circumstances may involve a longer time-period. Each situation is fact dependent.
The Firm is a member of the National Association of Consumer Advocates, and we focus our practice on protecting consumers. We litigate credit reporting errors because we understand the significant impact of misreported credit. You’re still a person to us, even though you may be a number to them. Simply put, the Firm fights for the rights of consumers because we believe that’s the right thing to do.
About Richard Kim
Rich is a lifelong resident of the Philadelphia area and a 2001 graduate of Bucknell University. After receiving a degree in Finance from Bucknell, he graduated from Rutgers School of Law and Business in 2005 – receiving both a Juris Doctor and Master’s in Business Administration. Thereafter, he served as a Judicial Law Clerk to The Honorable Robert J. Mellon of the Bucks County Court of Common Pleas.
Since that time – as a member of some of the region’s largest law firms – Rich has litigated actions in both state and federal courts throughout the country, including: California, Nevada, Wyoming, New York, New Jersey and Pennsylvania. His practice endeavors include, but are not limited to, litigating: business disputes, employment cases, class actions, personal injury matters and fiduciary duty issues.
Get a NO COST EVALUATION of your case TODAY!
Peer Endorsements
Having worked with Rich for many years, he is a thoughtful, intelligent and aggressive advocate. His business and litigation backgrounds provide him with a unique and powerful skill set, and I would recommend him to any potential client
Whip smart and personable. Richard is attentive to client's needs and aggressive on their behalf. He tirelessly represents people and wins. I trust him with all of my clients.
Rich is a true professional. Experienced, personable and takes a genuine personal interest in his clients' legal matters
Rich is an extremely bright and talented litigator. The breadth of his litigation experience makes him well prepared to handle complex and high stakes litigation. He's compasionate with clients, yet fights very aggressively on their behalf. I would recommend Rich in a heartbeat.
I endorse Richard. Highly respected in the legal community with a strong reputation for client advocacy and dedication.
I have had the pleasure of working with Rich Kim over the years. He works hard to get the best results for his clients. He really cares about them and looks out for their interest. I would recommend him to anyone.
