By The Kim Law Firm, LLC Recently, federal regulators obtained an emergency injunction to stop a so-called “accelerated debt” company
By The Kim Law Firm, LLC In April, the United States Department of Education (DOE) announced its intent to begin
By The Kim Law Firm, LLC In short: the Fair Credit Reporting Act (FCRA) gives you ten core rights over
By The Kim Law Firm, LLC If a credit bureau or furnisher has refused to correct an error on your
By The Kim Law Firm, LLC Your credit report matters. Even a small mistake can harm your score and cost
By The Kim Law Firm, LLC The Fair Credit Reporting Act (FCRA) protects consumers against inaccurate information on their credit
By The Kim Law Firm, LLC On March 14th, 2025, the United States Court of Appeals for the Fourth Circuit
By The Kim Law Firm, LLC In February of 2025, Forbes reported that many student loan borrowers from all across
By The Kim Law Firm, LLC Unfortunately, identity theft is a severe problem. The AARP cites a study estimating that
By The Kim Law Firm, LLC Many employers conduct background checks of job applicants. The Professional Background Screening Association (PBSA)
By The Kim Law Firm, LLC The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection,
By The Kim Law Firm, LLC On January 7th, 2025, the Consumer Financial Protection Bureau (CFPB) announced a lawsuit against
By The Kim Law Firm, LLC Yes — and this is the heart of our practice. If you want the
By The Kim Law Firm, LLC Your credit report matters. It can affect your ability to secure loans, obtain favorable
By The Kim Law Firm, LLC Your credit report plays a crucial role in determining your financial health, influencing everything
By The Kim Law Firm, LLC These days, it seems like our phones are constantly ringing—and it’s not our family
By The Kim Law Firm, LLC You may have read (or watched) The Lord of the Rings. If so, then
By The Kim Law Firm, LLC Background checks are a routine part of an employer’s hiring decision. Background checks can
By The Kim Law Firm, LLC A “time barred debt” is a debt that was not paid which a creditor
By The Kim Law Firm, LLC Short answer: A collection account can stay on your credit report for seven years
By The Kim Law Firm, LLC The Fair Debt Collection Practices Act (“FDCPA”) protects consumers against the harassing and oppressive
