No Fee Unless We Win

A Sterling Error Cost You a Job Offer.
We Can Fight Back — At No Out of Pocket Cost to You.

Under the Fair Credit Reporting Act (FCRA), background check companies like Sterling are legally required to report accurate information. When they get it wrong — and you lose a job offer, a promotion, or your career — they can be held accountable. Our attorneys dispute Sterling errors and pursue compensation on your behalf.

  • We can assist with the dispute process involving inaccurate criminal records, mixed files, expunged charges, and misclassified offenses on Sterling reports
  • If Sterling fails to properly investigate your dispute, we can file a federal lawsuit on your behalf
  • Our legal fees are paid by Sterling and the companies responsible — not directly by you

Get Your Free Case Review

Takes 60 seconds. A case manager will call you within 1 business day.

    We use what you send only to review your inquiry and respond to it. If we need documents, we will ask — please do not send them before we ask, and please do not put Social Security numbers or account numbers into the form. Using this form does not create a lawyer-client relationship. Privacy Policy

    4.7/5 on Google  ·  Numerous 5-Star Reviews  ·  20+ Years of Experience · FCRA Attorneys
    DOES THIS SOUND FAMILIAR?

    A Single Error on Your Sterling Report Can Derail Your Career

    Sterling runs background checks for thousands of major employers — including Fortune 500 companies across healthcare, finance, transportation, and retail. When their system makes a mistake, your career pays the price.

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    A job offer was rescinded or you were passed over for employment because of inaccurate information on your Sterling report

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    A criminal charge that was dismissed, expunged, or never yours is still showing up as a conviction on your background check

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    Someone else's criminal or civil record is appearing on your report due to a name match, birthdate error, or mixed file

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    Sterling listed a misdemeanor as a felony, or reported a pending charge as a conviction — and you were denied based on that error

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    Outdated records that should no longer be legally reportable are still appearing and affecting your employment opportunities

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    You disputed the error directly with Sterling — and they came back with "verified" without actually correcting anything

    If any of these apply to you, you likely have a viable case under the Fair Credit Reporting Act — and you're entitled to legal representation at no cost.
    The Process

    Three Steps to Challenging Your Sterling Report

    We handle everything. You focus on getting back to work.

    1

    We Review Your Sterling Report

    Share your Sterling background check report with us (or we’ll help you request it). Our team reviews every entry for inaccurate records, misclassified offenses, mixed files, expunged charges, and other FCRA violations that may have cost you a job offer or career opportunity.

    2

    We Can Assist With a Formal Dispute

    If your case calls for it, our attorneys can help prepare and submit a formal dispute to Sterling on your behalf. Under the FCRA, Sterling has 30 days to conduct a genuine investigation. We build a thorough, documented case — not a generic form letter — and preserve the full record in case further legal action becomes necessary.

    3

    If the Errors Aren't Fixed, You May Be Owed Compensation

    If Sterling fails to properly investigate or refuses to fix a legitimate error, you may have grounds for a federal lawsuit. We can pursue monetary damages for your lost wages, lost job opportunities, and other harm caused by their violation. You owe us nothing directly either way.

    What Checkr Is Required to Do — and Often Doesn't

    Sterling's FCRA Obligations

    The Fair Credit Reporting Act places strict requirements on background check companies. When Sterling violates these rules, you have the right to sue.

    Accuracy Requirements

    Sterling must follow "reasonable procedures to assure maximum possible accuracy." Automated systems that produce mixed files, outdated records, or misclassified offenses violate this standard.

    Dispute Investigation

    When you dispute an error, Sterling has 30 days to conduct a genuine investigation — not simply reconfirm the original data. Rubber-stamping inaccurate records as "verified" is an FCRA violation.

    Adverse Action Notices

    Before any employer takes adverse action based on a Sterling report, they must provide you with a pre-adverse action notice and a copy of your report. Skipping this step is a separate FCRA violation.

    Reportable Information Limits

    Sterling cannot report arrests without convictions, expunged records, or certain older records. Including non-reportable information on your background check is itself a federal violation.

    Know Your Rights

    The Law Is on Your Side — Most People Just Don't Know It

    The Fair Credit Reporting Act (FCRA) is a federal law governing how background check companies like Sterling must collect, report, and investigate consumer information. When Sterling violates the FCRA — by reporting inaccurate records, failing to properly investigate a dispute, or including non-reportable information — they can be held legally liable.

    That means you may be entitled to:

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      Actual DamagesMoney lost from denied credit, higher interest rates, or other financial harm
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      Statutory DamagesUp to $1,000 per violation — even without proving a specific financial loss
    • ⚖️
      Punitive DamagesAdditional amounts a court may award if the violation was willful
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      Attorney’s FeesPaid by the credit bureaus and the companies that furnished the inaccurate information — not directly by you
    "One mistake in Sterling's system should never cost you your job or your career. The law exists precisely to protect you when it does."

    Our team has handled hundreds of FCRA disputes and lawsuits nationwide. We know exactly how to build a winning case against background check companies — and when to take it to federal court.

    Why Our Clients Choose Us

    More Than Legal Help — A Team That Actually Gets Results

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    You Pay Nothing Out of Pocket. Period.

    Our fees come from the credit bureaus and data furnishers we go up against — not from your pocket. No retainer, no hourly rate, no bill at the end. If we don’t win, you don’t pay.

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    FCRA Focused

    Generic law firms often miss violations that a specialist would catch. Our team has handled hundreds of credit reporting cases and knows exactly how to build a dispute — and a lawsuit.

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    We Can Help Wherever You Are

    Whether you’re in New York, California, Texas, or anywhere in between — you can work with us remotely. Most of our process happens over phone and email. No office visit required.

    20+ Years
    Experience
    Numerous
    5-Star Reviews
    What Our Clients Are Saying

    Real People. Real Results.

    ★★★★★

    "I went to Mr. Kim for help about two years ago and he immediately agreed to assist me with my credit report and creditors. He went to work and his legal assistant is amazing and very responsive. They showed that they cared, and in the end I was rewarded for all my issues — my credit score is now 741 thanks to Mr. Kim and his paralegal Anna. I will be forever grateful and will 100% recommend them to anyone with any credit or creditor problems."

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    Teddy
    Verified Avvo Review
    ★★★★★

    "I was frustrated by the mistreatment of a creditor that damaged my credit. I filed a dispute with the credit agencies hoping it would resolve my issue — their process is a joke; it's as if they just work for the creditors. That's when I decided to hire The Kim Law Firm. Mr. Kim did an excellent job fighting for my rights, clearing up my credit, and getting compensation for my aggravation. If you need help, this is the firm you want representing you."

    J
    John
    Verified Avvo Review
    ★★★★★

    "I am extremely satisfied with my experience with The Kim Law Firm. Mr. Kim was very sympathetic to my concerns and understood my frustrations. He was confident he could help me from the very beginning, and in the end he did just that and more. My experience could not have been better. I sincerely thank you all for advocating on my behalf and seeing me when other entities did not."

    T
    Tecora
    Verified Avvo Review
    Common Questions

    Frequently Asked Questions

    Under the FCRA, you are entitled to a copy of any background check report used against you. If an employer took adverse action based on a Sterling report, they were required to provide you a copy before doing so. You can also request your consumer file directly from Sterling Check through their consumer portal. We can help you navigate this process as part of your case review.
    Common Sterling errors include: mixed files where another person's criminal or civil records appear on your report, misclassified offenses (such as a misdemeanor reported as a felony), charges that were dismissed or expunged still appearing as active convictions, outdated records that are no longer legally reportable, inaccurate employment or education history, and duplicate entries listing the same offense more than once.
    Adverse action in the employment context means a decision that negatively affects your job application or current employment — such as rescinding a job offer or declining to hire you — based on the results of a background check. Before taking adverse action, employers are legally required under the FCRA to provide you with a pre-adverse action notice and a copy of the Sterling report. This gives you an opportunity to review the report and dispute any errors before a final decision is made.
    Sterling has 30 days from receiving your dispute to complete its investigation and notify you of the outcome (45 days in certain circumstances). If Sterling exceeds this timeframe, fails to conduct a genuine reinvestigation, or reconfirms inaccurate information without adequate review, those failures may constitute additional FCRA violations that further strengthen your legal claim.
    A final adverse employment decision does not extinguish your legal rights — in fact, it is often the foundation of the strongest FCRA claims. Lost wages, lost benefits, and lost career opportunities are all recoverable as actual damages. Contact us as soon as possible so we can begin documenting your losses and building your case against Sterling and the responsible parties.
    Nothing out of pocket. Under the FCRA, if Sterling is found to have violated the law, they are required to pay your attorney's fees. Our fees are paid by Sterling and the responsible parties — not by you. There is no retainer, no hourly rate, and no bill at the end. If we don't win, you don't pay.
    Get Started Today — No Out of Pocket Cost to You

    Don't Let a Sterling Error Define Your Career

    Your case review is at no out of pocket cost to you. Your attorney’s fees are paid by Sterling. There’s no reason to wait.

    Get Your Free Case Review

    Takes 60 seconds. A case manager will call you within 1 business day.

      We use what you send only to review your inquiry and respond to it. If we need documents, we will ask — please do not send them before we ask, and please do not put Social Security numbers or account numbers into the form. Using this form does not create a lawyer-client relationship. Privacy Policy

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