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Experian Forgot to Do What it Said it Would Do
The Ninth Circuit recently reversed the determination of a district court that granted summary judgment against a plaintiff in a
Comcast Still Pulled Consumer Credit Reports Even though it Said it Would Not
Only under certain circumstances can a business obtain the credit report of an individual. When a business obtains the credit
Lenders are Looking to Phone Data to Check Consumer Creditworthiness – Does This Violate the FCRA?
Millions of people around the world use their cell phones to accomplish everything they would on a computer and more.
Disclosure of Your Credit Information Under the FCRA – Understanding Your Rights
Consumer information is personal and sensitive. The Fair Credit Reporting Act (“FCRA”) provides consumers with rights that must be respected
How Long Does Adverse Information Remain on My Credit Report?
Credit reports are an important tool that credit lenders use to determine if a person is creditworthy. When inaccurate or
Tenant Background Checks – What You Should Know About FCRA Requirements
Millions of residents across the United States are prospective renters who will be subject to a request for a background
The FCRA and Your Free Credit Reports – What You Should Know as a Consumer
Consumers are entitled to a free credit report each year that is generated by the three main credit reporting bureaus.
Understanding the Difference Between a Credit Report and a Consumer Report
The Fair Credit Reporting Act (“FCRA”) regulates how credit reporting agencies obtain and use your credit and consumer history. Credit
The Fair Credit Reporting Act (FCRA) FAQs
Many consumers do not know that the Fair Credit Reporting Act (“FCRA”) protects their rights as a consumer. Consumers
Background Check Disclosure Lawsuit – Did Employer Violate the FCRA?
Given advances in technology, it is become common place for many consent forms and disclosures to be provided and signed
Dish Network Settles FCRA Class Action Lawsuit for $1.75 Million
Many employers require potential employees to undergo a background check. Background checks include information such as credit history, criminal history
Lawsuit Alleges Use of Deceptive Packaging by Manufacturer of Energy Tablets
A recently filed class action lawsuit alleges that the producer of Nuun electrolyte-enhanced drink tablets used deceptive practices in its
Wells Fargo Fined for Its Illegal Student Loan Practices and for Reporting False Credit Information
The cost to attend college has skyrocketed, and Wells Fargo Bank, N.A. (“Wells Fargo” or the “Bank”) intended to profit
Plaintiffs File Claim Against Wells Fargo For Allegedly Violating the FCRA
Last June, a couple filed a claim against Wells Fargo, alleging that the bank reported false information on their credit
Background Checks And The Fair Credit Reporting Act
Due to concerns that applicants were being unfairly denied employment opportunities due to inaccurate consumer reports, Congress amended the Fair
Federal Trade Commission Brings Claim Against Texas-Based Debt Collection Agency
As part of an ongoing federal, state, and local initiative known as Operation Collection Protection, which is aimed at exposing
Franchise Disputes in Pennsylvania
For individuals looking to own their own businesses, the franchise model can provide a good opportunity. Franchising offers many advantages
Consumer Warranties
As a consumer, you are entitled to certain warranties when you purchase a good from a merchant. There are two
Who Pays Attorney’s Fees in Pennsylvania?
In Pennsylvania, the rule is generally that each party involved in litigation pays its own attorney’s fees. See 42 Pa.
Consumer Financial Protection Bureau to Issue New Rules for Small-Dollar Lending
Rising income inequality and the recent recession have taken a toll on consumers’ credit scores as well as their pocketbooks.
Long-Term Disability Insurance Litigation
Disability insurance exists to protect an individual who becomes disabled and is no longer able to work. Short-term disability benefits