Caine & Weiner shows up on caller ID, in the mail, and on credit reports — and because it collects for other companies, the debt it is calling about started somewhere else. The question that matters is not who Caine & Weiner is; it is whether what it is saying about you is accurate.
What Caine & Weiner is
Caine & Weiner is a collection agency headquartered in Sherman Oaks, California, in business since 1930 according to its Better Business Bureau record, handling both commercial and consumer debt recovery. Its own website states that credit reporting to the three major credit reporting agencies is offered on appropriate accounts as a service to its clients — which is exactly how a “CAINE & WEINER” entry lands on a consumer’s credit file.
The errors to look for
Collection accounts are where credit reporting breaks down most often, because the account has changed hands. Look for: a debt that is not yours at all; a balance larger than what you owed; a debt you already paid or settled still reporting as open; a debt so old it should no longer appear; and the same debt reported twice, once by the original company and once by the collector, in a way that misstates what you owe. If the account is one you never had, start with our collection that is not yours page. If you paid it and it still reports a balance, our paid off but still reporting page covers that.
How to dispute a Caine & Weiner entry
With the credit bureaus. Dispute in writing with each bureau showing the entry. The bureau generally has thirty days to investigate, and the company that reported the debt must investigate what is forwarded to it. Keep copies and proof of mailing.
With the company. Caine & Weiner publishes its consumer contacts on its own website — 5805 Sepulveda Blvd., 4th Floor, Sherman Oaks, CA 91411, telephone 818-902-4255, with a payment lockbox at PO Box 55848, Sherman Oaks, CA 91413 and an online account portal. You can also demand validation of the debt itself; our free debt verification letter template covers how.
When the dispute fails
If a collection entry comes back “verified” and it is still wrong — not yours, the wrong amount, too old to report — the Fair Credit Reporting Act gives you a claim against the furnisher, the bureaus, or both. Damages can include your concrete losses, the harm to your credit, and statutory and punitive damages for willful violations. The fee provision is written into the Act: in a successful action the costs and reasonable attorney’s fees are recoverable from the defendant, as determined by the court. That is why this work is handled on a contingency basis rather than billed by the hour.
You pay nothing unless we win.
Where your situation fits
Our guide to removing collections from a credit report covers the steps in order, our directory of debt collectors and furnishers lists the companies that report, and if a dispute has already failed, our FCRA lawsuit page sets out what comes next.
Have your report reviewed
The Kim Law Firm represents consumers in Fair Credit Reporting Act cases against debt collectors and the credit bureaus. Send us the report page showing the entry and we will tell you whether we see a claim. Our FCRA attorney page covers how these cases work.
Contact us to have your credit report reviewed.
Admitted in Pennsylvania and New Jersey; available to appear pro hac vice in other federal courts.
This page is about credit reporting accuracy. The Kim Law Firm is not affiliated with Caine & Weiner, and this page is not a complaint about that company. It describes how collection entries can appear on credit reports and the rights consumers have when an entry is wrong.