FCRA Amended By the Homebuyers Privacy Protection Act (What Consumers Need to Know)
By The Kim Law Firm, LLC In September of 2025, President Trump signed the Homebuyers Privacy Protection Act (HPPA) into
Richard Kim
October 15, 2025
Category: Identity Theft and Accounts Opened in Your Name
Eleventh Circuit Narrows Standing to Claim Credit Report Error Under FCRA
By The Kim Law Firm, LLC In July of 2025, the United States Court of Appeals for the Eleventh Circuit
Richard Kim
September 14, 2025
FTC Files Complaint Against Several Companies Involved in “Accelerated Debt”; Alleges FCRA Violations and Other Violations
By The Kim Law Firm, LLC Recently, federal regulators obtained an emergency injunction to stop a so-called “accelerated debt” company
Richard Kim
August 8, 2025
The Federal Government Has Resumed Collection Efforts on Delinquent Student Loans (Make Sure Your Credit Report is Accurate)
By The Kim Law Firm, LLC In April, the United States Department of Education (DOE) announced its intent to begin
Richard Kim
July 7, 2025
The Top 10 Rights You Have Under the Fair Credit Reporting Act (FCRA)
By The Kim Law Firm, LLC In short: the Fair Credit Reporting Act (FCRA) gives you ten core rights over
Richard Kim
June 9, 2025
Willful Violation of the FCRA: What it is, Why it Matters, and What Damages are Available
By The Kim Law Firm, LLC If a credit bureau or furnisher has refused to correct an error on your
Richard Kim
May 9, 2025
Did a Debt Collector Put Something Inaccurate on Your Credit Report? A Comprehensive Guide to Your Rights Under the FCRA
By The Kim Law Firm, LLC Your credit report matters. Even a small mistake can harm your score and cost
Richard Kim
April 16, 2025
Can You Sue a Mortgage Company for an FCRA Violation?
By The Kim Law Firm, LLC The short answer Yes — but “sue my mortgage company” covers two different problems,
Richard Kim
March 28, 2025
Fourth Circuit Issues Key Decision in FCRA Case
By The Kim Law Firm, LLC On March 14th, 2025, the United States Court of Appeals for the Fourth Circuit
Richard Kim
March 21, 2025
With Pandemic Era Student Loan Protections Fading, Borrowers Should Know their Rights Under the FCRA
By The Kim Law Firm, LLC In February of 2025, Forbes reported that many student loan borrowers from all across
Richard Kim
March 14, 2025
Were You the Victim of Identity Theft? The FCRA is a Powerful Tool to Clear Your Good Name
By The Kim Law Firm, LLC Unfortunately, identity theft is a severe problem. The AARP cites a study estimating that
Richard Kim
March 7, 2025
The FCRA and Employer Background Checks: Know Your Rights
By The Kim Law Firm, LLC Many employers conduct background checks of job applicants. The Professional Background Screening Association (PBSA)
Richard Kim
February 28, 2025
Is Your Credit Report Accurate? Look for These Six Common Types of Errors
By The Kim Law Firm, LLC The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection,
Richard Kim
February 21, 2025
CFPB Files Lawsuit Against Experian for “Sham” Investigation Into Credit Report Errors
By The Kim Law Firm, LLC On January 7th, 2025, the Consumer Financial Protection Bureau (CFPB) announced a lawsuit against
Richard Kim
February 14, 2025
Can You Sue a Debt Collection Agency for Violating Your Rights Under the FCRA?
By The Kim Law Firm, LLC Yes — and this is the heart of our practice. If you want the
Richard Kim
February 7, 2025
Four Steps to Take to Fix Errors on Your Credit Report
By The Kim Law Firm, LLC Your credit report matters. It can affect your ability to secure loans, obtain favorable
Richard Kim
January 31, 2025
Auto Loan Errors on Your Credit Report: What to Do When Big Lenders Make a Mistake
By The Kim Law Firm, LLC Your credit report plays a crucial role in determining your financial health, influencing everything
Richard Kim
January 22, 2025
How to Deal With Debt Collector Harassment
By The Kim Law Firm, LLC These days, it seems like our phones are constantly ringing—and it’s not our family
Richard Kim
November 1, 2021
Credit Scores: What Are They and Where Do They Come From?
By The Kim Law Firm, LLC You may have read (or watched) The Lord of the Rings. If so, then
Richard Kim
September 24, 2021
When a Background Check Reports a Criminal Record That Isn’t Yours
By The Kim Law Firm, LLC Background checks are a routine part of an employer’s hiring decision. Most applicants do
Richard Kim
April 24, 2020
LVNV’s Collection Attempt on a Time Barred Debt was a Violation of the FDCPA.
By The Kim Law Firm, LLC A “time barred debt” is a debt that was not paid which a creditor
Richard Kim
April 17, 2020